Navigating post-COVID finances takes unexpected turns. One person shares how staying out of debt initially provided relief, only to face new financial hurdles. Despite borrowing from family, they prioritized repayment, emphasizing that 'you still owe money'. https://youtu.be/ezJvaAzrrl8 #DebtFreeJourney #FinancialRecovery #COVIDFinance #MoneyManagement #FamilyLoans